Compare Dodge Grand Caravan Insurance Quotes in Tulsa

The best way we recommend to get low-cost Dodge Grand Caravan insurance is to compare prices annually from different companies who can sell car insurance in Tulsa.

  1. Try to learn a little about car insurance and the changes you can make to prevent high rates. Many things that increase rates such as speeding and a lousy credit rating can be remedied by making minor driving habit or lifestyle changes.
  2. Compare prices from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can only quote rates from one company like Progressive or State Farm, while independent agencies can give you price quotes for a wide range of insurance providers.
  3. Compare the new rates to your current policy premium to see if you can save by switching companies. If you can save some money and buy the policy, make sure there is no lapse between the expiration of your current policy and the new one.
  4. Provide proper notification to your current company of your intent to cancel your current policy. Submit payment along with a signed and completed policy application to the new company. Be sure to store the certificate verifying proof of insurance in your vehicle.

The key aspect of shopping around is to try to use the same amount of coverage on each price quote and and to analyze every insurance company. Doing this enables an apples-to-apples comparison and plenty of rates choose from.

Insurance for Dodge Grand CaravanUnthinkable but true, the vast majority of auto insurance customers in Oklahoma have stayed with the same insurance company for at least four years, and just under half have never shopped around. With the average auto insurance premium being $1,847, American drivers could save themselves almost $859 a year by just shopping around, but most just don’t grasp the big savings they would realize if they switched to a cheaper policy.

Most of the larger companies allow you to get coverage prices on the web. This process doesn’t take much effort because it’s just a matter of typing in the coverages you want as detailed in the form. Once entered, their quoting system requests your driving and credit reports and returns a price based on many factors. The ability to get online quotes for Dodge Grand Caravan insurance in Tulsa helps simplify price comparisons, and it is imperative to get many rate quotes in order to find affordable rates.

To save time and compare rates now, consider comparing rates from the companies shown below. To compare your current rates, we recommend you input the coverage information identical to your current policy. This helps ensure you will be getting a price comparison for similar insurance coverage.

The following companies have been selected to offer comparison quotes in Tulsa, OK. To buy the cheapest auto insurance in OK, it’s highly recommended you click on several of them in order to find the cheapest rates.

Analysis of coverages

The premium information below outlines estimates of policy rates for Dodge Grand Caravan models. Learning as much as possible about how rates are formulated can assist in making smart choices when choosing a car insurance company.

Dodge Grand Caravan Insurance Rates in Tulsa, OK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Caravan CV $184 $296 $506 $30 $152 $1,168 $97
Grand Caravan SE $184 $296 $506 $30 $152 $1,168 $97
Grand Caravan Hero $184 $360 $506 $30 $152 $1,232 $103
Grand Caravan Crew $208 $360 $506 $30 $152 $1,256 $105
Grand Caravan SXT $208 $360 $506 $30 $152 $1,256 $105
Get Your Own Custom Quote Go

Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Price estimates do not factor in specific location which can influence insurance rates considerably.

Can higher deductibles save money?

When comparing auto insurance rates, the most common question is which deductible level should you buy. The figures shown below can help you visualize the difference in cost when you buy lower versus higher insurance deductibles. The first rate comparisons uses a $100 deductible for comprehensive and collision coverage and the second pricing table uses a $500 deductible.

Dodge Grand Caravan insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Caravan CV $386 $572 $448 $26 $134 $1,591 $133
Grand Caravan SE $386 $572 $448 $26 $134 $1,591 $133
Grand Caravan Hero $386 $698 $448 $26 $134 $1,717 $143
Grand Caravan Crew $436 $698 $448 $26 $134 $1,767 $147
Grand Caravan SXT $436 $698 $448 $26 $134 $1,767 $147
Get Your Own Custom Quote Go

Dodge Grand Caravan insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Caravan CV $282 $388 $448 $26 $134 $1,278 $107
Grand Caravan SE $282 $388 $448 $26 $134 $1,278 $107
Grand Caravan Hero $282 $472 $448 $26 $134 $1,362 $114
Grand Caravan Crew $318 $472 $448 $26 $134 $1,398 $117
Grand Caravan SXT $318 $472 $448 $26 $134 $1,398 $117
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Oklahoma minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Table data does not factor in specific Tulsa garaging location which can influence coverage prices significantly.

Based on the data above, we can derive that using a $100 deductible will cost you approximately $29 more each month or $348 every year than opting for the higher $500 deductible. Because you would be required to pay $400 more to settle a claim with a $500 deductible as compared to a $100 deductible, if you normally go at a minimum 14 months between claim filings, you would save more money by selecting a higher deductible.

How to determine if a higher deductible is a good idea

Average monthly premium for $100 deductibles: $141
Average monthly premium for $500 deductibles (subtract): – $112
Monthly savings from raising deductible: $29
Difference between deductibles ($500 – $100): $400
Divide difference by monthly savings: $400 / $29
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 14 months

The example below illustrates how your deductible choice and can affect Dodge Grand Caravan insurance rates for different age categories. The rates are based on a single female driver, comp and collision included, and no discounts are taken into consideration.

Premiums by gender and age

The information below illustrates the difference between Dodge Grand Caravan car insurance rates for male and female drivers. The rates are based on no claims or driving violations, full coverage, $250 deductibles, single status, and no discounts are factored in.

When to talk to an insurance agency

A small number of people would rather sit down with an agent. Agents are trained to spot inefficiencies and help in the event of a claim. An additional benefit of comparing insurance prices online is the fact that drivers can get lower premium rates but still work with a licensed agent. And buying from local agencies is important especially in Tulsa.

Insurance agents in TulsaBy using this short form, your insurance data gets sent to participating agents in Tulsa who want to provide quotes for your insurance coverage. It makes it easy because there is no need to drive around because prices are sent to you instantly. If you need to compare rates from a specific insurance provider, feel free to navigate to their website and submit a quote form there.

Insurance agent types

When searching for an insurance agent, there are two different types of agencies and how they work. Insurance agencies in Tulsa are classified as either exclusive or independent (non-exclusive). Either type can insure your vehicles properly, but it’s important to point out the difference in the companies they write for since it can impact buying decisions.

Independent Insurance Agencies or Brokers

Independent agents often have affiliation with several companies and that gives them the ability to insure through lots of different companies depending on which coverage is best. If you want to switch companies, your agent can just switch to a different company and you can keep the same agent. If you are trying to find cheaper rates, you will definitely want to compare quotes from several independent agencies in order to have the best price comparison.

The following is a short list of independent insurance agents in Tulsa that may be able to give rate quotes.

427 South Boston Avenue, 518Tulsa, OK 74103(918) 574-6262View Map

6666 S Sheridan Rd #220Tulsa, OK 74133(918) 794-4000View Map

Access Insurance
6373 E 31st St ATulsa, OK 74135(918) 270-2220View Map

More insurance agents

Exclusive Insurance Agents

These type of agents normally can only provide a single company’s rates and some examples include Allstate, Farmers Insurance or State Farm. Exclusive agents cannot provide other company’s prices so you might not find the best rates. Exclusive insurance agents are well schooled on what they offer which helps offset the inability to provide other markets.

Shown below is a short list of exclusive agencies in Tulsa willing to provide price quote information.

5807 S Garnett Rd gTulsa, OK 74146(918) 252-3313View Map

3315 S Yale Ave Ste 200Tulsa, OK 74135(918) 742-2784View Map

6016 S Memorial DrTulsa, OK 74145(918) 576-6180View Map

More insurance agents

Finding the right insurance agency should depend on more than just a cheap price quote. These questions are important to ask:

After talking to the agent and getting good answers to any questions you have as well as inexpensive Dodge Grand Caravan insurance in Tulsa quotes, you may have found an auto insurance agent that can be relied on to provide insurance coverage. Just keep in mind it’s your coverage and you can cancel coverage whenever you wish so don’t think that you are obligated to any specific company with no way out.

Which car insurance company is best in Oklahoma?

Selecting the best car insurance provider can be rather challenging considering how many different companies sell coverage in Oklahoma. The company ratings listed below can help you select which car insurance companies to look at when comparing rate quotes.

Top 10 Tulsa Car Insurance Companies Ranked by Customer Satisfaction

  1. USAA – 91%
  2. AAA Insurance – 90%
  3. Esurance – 90%
  4. Mercury Insurance – 89%
  5. Nationwide – 89%
  6. Travelers – 88%
  7. Progressive – 88%
  8. Safeco Insurance – 88%
  9. State Farm – 88%
  10. Allstate – 88%

Top 10 Tulsa Car Insurance Companies by A.M. Best Rank

  1. Travelers – A++
  2. USAA – A++
  3. GEICO – A++
  4. State Farm – A++
  5. Titan Insurance – A+
  6. Esurance – A+
  7. Progressive – A+
  8. The Hartford – A+
  9. Allstate – A+
  10. Nationwide – A+