Cheap Rates for Suzuki Kizashi Insurance in Tulsa

Discount Suzuki Kizashi insuranceAre you looking for the cheapest Suzuki Kizashi insurance in Tulsa? Are you regretting buying overpriced Suzuki Kizashi insurance in Tulsa? Trust us when we tell you many consumers are feeling buyer’s remorse and feel like there’s no way out.

Everyone knows that car insurance companies don’t want you comparing rates. Consumers who shop around for better prices will most likely buy a new policy because they have good chances of finding coverage at a cheaper rate. A recent survey discovered that drivers who did price comparisons regularly saved approximately $72 a month as compared to drivers who don’t regularly compare prices.

If finding the lowest rates on Suzuki Kizashi insurance in Tulsa is your objective, then having a good understanding how to find companies and compare insurance coverage can save time and make the process easier.

Steps to buying cheaper Suzuki Kizashi insurance in Tulsa

The preferred way to get more affordable car insurance rates in Tulsa is to compare prices at least once a year from insurance carriers that sell auto insurance in Oklahoma.

A tip to remember is to compare identical coverages on each price quote and and to get price estimates from as many car insurance companies as possible. This guarantees a level playing field and and a good selection of different prices.

Numerous car insurance companies battle for your business, so it can be very hard to choose a company to find the lowest rate on Suzuki Kizashi insurance in Tulsa.

If you’re already insured or need new coverage, use these cost-cutting techniques to lower your rates and still get good coverage. Choosing the best rates in Tulsa is quite easy. Comparison shoppers only have to learn the most efficient way to get comparison quotes using one simple form.

Lowering your Suzuki Kizashi car insurance rates is pretty simple and can save money. Just take a couple of minutes comparing free Tulsa car insurance quotes to find out which insurance company has cheaper Tulsa car insurance quotes.

Online shopping is fast and free, and it takes the place of having to call or drive to and from local Tulsa insurance agencies. Quoting and buying Suzuki Kizashi insurance online eliminates this option unless your situation requires the professional advice that can only be provided by a licensed insurance agent. If you prefer, some companies allow you to obtain prices from the web and still use a local agent.

The companies shown below provide free quotes in Tulsa, OK. If multiple companies are listed, it’s highly recommended you get rates from several of them in order to get a fair rate comparison.

Coverage analysis

The price information below covers a range of coverage prices for Suzuki Kizashi models. Having a better idea how insurance prices are calculated can help drivers make decisions when shopping around.


Suzuki Kizashi Insurance Rates in Tulsa, OK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Kizashi S $322 $472 $588 $34 $176 $1,592 $133
Kizashi S AWD $362 $472 $588 $34 $176 $1,632 $136
Kizashi SE $362 $472 $588 $34 $176 $1,632 $136
Kizashi GTS $362 $554 $588 $34 $176 $1,714 $143
Kizashi SE AWD $362 $554 $588 $34 $176 $1,714 $143
Kizashi GTS AWD $362 $554 $588 $34 $176 $1,714 $143
Kizashi SLS $362 $554 $588 $34 $176 $1,714 $143
Kizashi SLS AWD $404 $554 $588 $34 $176 $1,756 $146
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Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Oklahoma minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-vehicle, and multi-policy. Estimates do not factor in vehicle garaging location which can impact rates noticeably.

Raise deductibles and save

One of the more difficult decisions when buying car insurance is how high should the physical damage coverage deductibles be. The following insurance rates can help illustrate the differences in price between high and low coverage deductibles. The first set of prices uses a $100 comprehensive and collision deductible and the second rate chart uses a $1,000 deductible.


Suzuki Kizashi insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Kizashi S $386 $698 $448 $26 $134 $1,717 $143
Kizashi S AWD $436 $698 $448 $26 $134 $1,767 $147
Kizashi SE $436 $698 $448 $26 $134 $1,767 $147
Kizashi GTS $436 $822 $448 $26 $134 $1,891 $158
Kizashi SE AWD $436 $822 $448 $26 $134 $1,891 $158
Kizashi GTS AWD $436 $822 $448 $26 $134 $1,891 $158
Kizashi SLS $436 $822 $448 $26 $134 $1,891 $158
Kizashi SLS AWD $486 $822 $448 $26 $134 $1,941 $162
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Suzuki Kizashi insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Kizashi S $214 $368 $448 $26 $134 $1,190 $99
Kizashi S AWD $242 $368 $448 $26 $134 $1,218 $102
Kizashi SE $242 $368 $448 $26 $134 $1,218 $102
Kizashi GTS $242 $432 $448 $26 $134 $1,282 $107
Kizashi SE AWD $242 $432 $448 $26 $134 $1,282 $107
Kizashi GTS AWD $242 $432 $448 $26 $134 $1,282 $107
Kizashi SLS $242 $432 $448 $26 $134 $1,282 $107
Kizashi SLS AWD $270 $432 $448 $26 $134 $1,310 $109
Get Your Own Custom Quote Go

Prices above based on married male driver age 30, no speeding tickets, no at-fault accidents, and Oklahoma minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Price estimates do not factor in specific zip code location which can increase or decrease prices noticeably.

Based on the data above, we can derive that using a $100 deductible will cost you about $49 more each month or $588 annually averaged for all Kizashi models than buying the higher $1,000 deductible. Since you would pay $900 more out-of-pocket with a $1,000 deductible as compared to a $100 deductible, if you average more than 18 months between claims, you would probably save some money by going with a higher deductible.

The chart below shows how choosing a deductible and can influence Suzuki Kizashi insurance rates for different ages of insureds. The prices are based on a single female driver, comp and collision included, and no discounts are taken into consideration.

Age, gender, and Suzuki Kizashi insurance

The information below visualizes the comparison of Suzuki Kizashi yearly insurance costs for male and female drivers. The prices are based on no violations or accidents, comp and collision included, $250 deductibles, drivers are not married, and no other discounts are factored in.

Cost of full coverage in Tulsa

The example below illustrates the comparison of Suzuki Kizashi insurance premiums with and without physical damage coverage. The data is based on a clean driving record, no claims, $1,000 deductibles, drivers are not married, and no additional discounts are factored in.

Deciding between full coverage and liability only

There isn’t a written rule for dropping full coverage, but there is a general school of thought. If the annual cost of your full coverage insurance is more than about 10% of the replacement cost of your vehicle minus the policy deductible, then you may want to consider only buying liability coverage.

For example, let’s pretend your Suzuki Kizashi book value is $6,000 and you have $1,000 full coverage deductibles. If your vehicle is totaled, the most your company would pay you is $5,000 after paying the physical damage deductible. If it’s costing in excess of $500 annually for comprehensive and collision coverage, then you might want to consider buying only liability coverage.

There are some cases where only buying liability is not advised. If you still have a loan on your vehicle, you have to carry full coverage in order to satisfy the requirements of the loan. Also, if your emergency fund is not enough to purchase a different vehicle in case of an accident, you should not buy liability only.

Choosing Kizashi insurance is an important decision

Despite the high cost, maintaining insurance may be required and benefits you in several ways.

The benefits of carrying enough insurance more than offset the price you pay, especially when you need to use it. On average, a vehicle owner in Tulsa is currently overpaying as much as $800 each year so shop around at least once a year to ensure rates are competitive.

Tulsa Insurance Premiums are Influenced by These Factors

Lots of factors are part of the equation when you get your auto insurance bill. Some of the criteria are obvious such as your driving record, but other factors are not quite as obvious like your vehicle usage or how safe your car is. An important part of buying insurance is that you know some of the elements that help calculate your policy premiums. When consumers understand what controls the rates you pay, this enables you to make decisions that could help you find cheaper rates.

The itemized list below are some of the most common factors used by your company to calculate premiums.

Don’t give up on affordable rates

Low-cost Suzuki Kizashi insurance in Tulsa is attainable on the web in addition to many Tulsa insurance agents, so you need to shop Tulsa car insurance with both in order to have the best price selection to choose from. Some insurance providers may not provide rate quotes online and most of the time these smaller providers sell through independent insurance agents.

When getting Tulsa car insurance quotes online, it’s not a good idea to sacrifice coverage to reduce premiums. There are many occasions where someone dropped liability coverage limits and discovered at claim time that they should have had better coverage. Your focus should be to find the BEST coverage for the lowest price, but don’t skip important coverages to save money.

Steps to finding lower priced Suzuki Kizashi insurance in Tulsa

Truthfully, the best way to find discount auto insurance rates is to do a yearly price comparison from different companies that sell auto insurance in Tulsa.

  1. Try to understand how your policy works and the measures you can take to keep rates in check. Many factors that cause rate increases like traffic citations, accidents, and a bad credit rating can be controlled by making minor changes to your lifestyle.
  2. Get rate quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can only provide price estimates from one company like GEICO or Allstate, while independent agents can quote prices for a wide range of insurance providers. Compare rates now
  3. Compare the price quotes to your current policy to see if you can save by switching companies. If you find better rates and change companies, make sure there is no lapse between the expiration of your current policy and the new one.
  4. Provide notification to your current agent or company of your decision to cancel your current coverage and submit payment and a completed application for your new coverage. Once the paperwork is finalized, place the new proof of insurance certificate with the vehicle registration.

An important part of this process is that you’ll want to compare the same deductibles and limits on every price quote and and to compare as many carriers as you can. Doing this helps ensure an accurate price comparison and a good representation of prices.

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