Car Insurance Quotes for a Ford Flex in Tulsa

Insurance quote for Ford Flex in TulsaA recent car insurance study revealed that 70% of consumers have bought car insurance from the same company for a minimum of four years, and practically 40% of car insurance customers have never even compared quotes to find cheaper rates. Many consumers in Tulsa could save nearly $551 a year just by shopping around, but they underestimate how much money they would save if they replace their high priced policy.

The best way to get affordable Ford Flex insurance is to compare quotes annually from insurers in Tulsa.

  1. Get an understanding of coverages and the modifications you can make to drop your rates. Many things that cause high rates such as at-fault accidents and a poor credit rating can be eliminated by making minor changes in your lifestyle.
  2. Quote rates from direct, independent, and exclusive agents. Exclusive and direct companies can only give rate quotes from a single company like GEICO or Allstate, while independent agents can give you price quotes for a wide range of companies. View a list of agents
  3. Compare the quotes to your current policy to see if a cheaper price is available in Tulsa. If you find a better price and change companies, make sure there is no coverage gap between policies.
  4. Provide notification to your current agent or company of your decision to cancel your current car insurance policy and submit payment and a completed application to the new company. As soon as you receive it, put the certificate of insurance in your vehicle.

A key point to remember is to use the same liability limits and deductibles on each quote request and and to get rate quotes from as many car insurance companies as possible. This provides a fair price comparison and a complete selection of prices.

Buying the lowest-priced policy in Tulsa is not that difficult. Basically, every driver who requires lower cost auto insurance stands a good chance to find a lower-cost company. Nevertheless, Oklahoma vehicle owners do need to know how companies determine premium rates.

Compare Tulsa Ford Flex insurance price quotes

When comparison shopping, there are several ways to get quotes from many different Oklahoma insurance companies. By far the easiest way to comparison shop consists of obtaining rate quotes online.

When price shopping your coverage, obtaining a wide range of quotes provides better odds of finding lower pricing.

The providers in the list below offer comparison quotes in Tulsa, OK. To buy cheap auto insurance in Tulsa, OK, it’s a good idea that you get prices from several of them in order to get a fair rate comparison.

Choosing the best Ford vehicle insurance in Oklahoma is an important decision

Despite the high cost of buying insurance for a Ford Flex in Tulsa, paying for insurance may be required for several reasons.

The benefits of insuring your car greatly outweigh the cost, especially for larger claims. On average, a vehicle owner in Tulsa is currently overpaying as much as $865 each year so it’s important to compare rates every year to be sure current rates are still competitive.

Rates and information analytics

The rate table displayed next showcases estimates of rate quotes for Ford Flex models. Having knowledge of how insurance prices are established can assist in making smart choices when choosing a car insurance company.

Ford Flex Insurance Rates in Tulsa, OK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Flex SE 2WD $336 $578 $422 $24 $126 $1,486 $124
Flex SEL 2WD $336 $682 $422 $24 $126 $1,590 $133
Flex SEL AWD $374 $682 $422 $24 $126 $1,628 $136
Flex Limited 2WD $374 $682 $422 $24 $126 $1,628 $136
Flex Limited AWD $374 $682 $422 $24 $126 $1,628 $136
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Data variables include married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Oklahoma minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, multi-vehicle, and homeowner. Premium amounts do not factor in specific location which can increase or decrease coverage prices considerably.

The chart below highlights how deductible choice and can increase or decrease Ford Flex insurance costs for each age group. The premiums assume a single female driver, comprehensive and collision coverage, and no additional discounts are factored in.

Insurance rate increases from tickets or accidents

The diagram below shows how traffic citations and accident claims can increase Ford Flex annual premium costs for each age group. The data assumes a single female driver, comprehensive and collision coverage, $500 deductibles, and no other discounts are factored in.

Premiums by gender and age

The illustration below illustrates the difference between Ford Flex insurance prices for male and female drivers. The costs are based on no claims or violations, comp and collision included, $100 deductibles, marital status is single, and no discounts are factored in.

Save a ton by applying discounts

Not many people think insurance is cheap, but you may be missing some discounts that can help lower your rates. Certain discounts will be triggered automatically when you quote, but once in a while a discount must be specially asked for in order for you to get them. If you check and find you aren’t receiving every discount available, you may be paying too high a price.Discount auto insurance

One last thing about discounts, some credits don’t apply to your bottom line cost. Some only reduce individual premiums such as liability and collision coverage. So when the math indicates all those discounts means the company will pay you, you aren’t that lucky. Any qualifying discounts will lower your policy cost.

The example below visualizes the comparison of Ford Flex insurance costs with and without discounts applied to the rates. The information is based on a female driver, no driving violations, no at-fault accidents, Oklahoma state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, claim-free, multi-car, safe-driver, marriage, and homeowner discounts applied.

If you would like to see a list of companies who offer free Ford Flex insurance quotes in Oklahoma, click here to view.

What insurance coverages do I need?

When selecting proper insurance coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Your situation is unique and your policy should reflect that.Drive safe and save
For instance, these questions can help discover whether your personal situation might need an agent’s assistance.

If you don’t know the answers to these questions but one or more may apply to you then you might want to talk to an insurance agent. To find an agent in your area, fill out this quick form or go to this page to view a list of companies.