Best Mercedes-Benz E350 Insurance in Tulsa

Insurance quote for Mercedes-Benz E350 in TulsaSmart shoppers know that auto insurance companies want to keep you from comparing rates. Consumers who shop around for cheaper rates are likely to buy a different policy because there is a high probability of finding a cheaper policy. Remarkably, a study showed that consumers who routinely compared rates saved about $70 a month compared to people who didn’t regularly shop around.

If finding the cheapest price on Mercedes-Benz E350 insurance in Tulsa is your ultimate target, then having some insight into the best way to shop and compare coverages can save money and time.

The best way to get the cheapest Mercedes-Benz E350 insurance in Tulsa is to regularly compare quotes from insurers who provide auto insurance in Oklahoma.

  1. Try to learn a little about the different coverages in a policy and the changes you can make to keep rates in check. Many factors that are responsible for high rates such as at-fault accidents, speeding tickets, and an imperfect credit history can be eliminated by paying attention to minor details. Later in this article we will cover additional ideas to get cheaper rates and get bigger discounts.
  2. Compare prices from direct, independent, and exclusive agents. Direct companies and exclusive agencies can provide rates from a single company like Progressive or Allstate, while agents who are independent can provide prices from multiple insurance companies. Compare rates now
  3. Compare the price quotes to your current policy premium to see if you can save by switching companies. If you find a better price and switch companies, make sure there is no lapse in coverage.
  4. Tell your current company of your intention to cancel your current car insurance policy and submit payment and a completed application to the new company. Once the paperwork is finalized, place your new proof of insurance certificate along with the vehicle’s registration papers.

The most important part of shopping around is that you’ll want to compare the same amount of coverage on every quote request and and to get rates from every insurance company. Doing this helps ensure the most accurate price comparison and a thorough price selection.

If you’re already insured, you will surely be able to find the best rates using the concepts covered in this article. Comparing quotes for the lowest-priced protection in Tulsa is not as time-consuming as you think. Although Oklahoma car owners must learn the methods companies use to compete online because rates fluctuate considerably.

When quoting car insurance, remember that quoting more will improve the odds of getting the best price.

The auto insurance companies shown below offer comparison quotes in Oklahoma. In order to find the cheapest auto insurance in Oklahoma, we suggest you get prices from several of them to get a more complete price comparison.

Insurance rate breakdown

The information displayed below outlines detailed analysis of rate quotes for Mercedes-Benz E350 models. Having a good understanding how insurance quotes are calculated can be valuable when making informed decisions when shopping around for a new policy.

Mercedes-Benz E350 Insurance Rates in Tulsa, OK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $418 $1170 $430 $26 $128 $2,172 $181
E350 4-Dr Sedan $460 $1048 $334 $20 $100 $1,962 $164
E350 with 4-MATIC 4-Dr Sedan $460 $1048 $334 $20 $100 $1,962 $164
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Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Rates do not factor in Tulsa location which can alter coverage prices substantially.

Raise deductibles and save

A question often asked by Tulsa drivers is where should you set your physical damage deductibles. The comparison tables below determine how much more you’ll pay when you buy lower versus higher deductibles. The first rate table uses a $100 comprehensive and collision deductible and the second rate table uses a $500 deductible.

Mercedes-Benz E350 insurance policy rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $486 $1194 $382 $22 $114 $2,223 $185
E350 4-Dr Sedan $536 $1070 $296 $18 $88 $2,033 $169
E350 with 4-MATIC 4-Dr Sedan $536 $1070 $296 $18 $88 $2,033 $169
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Mercedes-Benz E350 insurance policy rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
E350 2-Dr Coupe $354 $806 $382 $22 $114 $1,678 $140
E350 4-Dr Sedan $390 $722 $296 $18 $88 $1,514 $126
E350 with 4-MATIC 4-Dr Sedan $390 $722 $296 $18 $88 $1,514 $126
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Oklahoma minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Estimates do not factor in specific garaging location which can alter insurance rates significantly.

Using the data above, we can ascertain that using a $100 deductible would cost the average driver about $43 more each month or $516 a year than buying the higher $500 deductible. Since you would have to pay $400 more out-of-pocket with a $500 deductible as compared to a $100 deductible, if you average at a minimum 9 months between claim filings, you would probably come out ahead by selecting a higher deductible.

You may qualify for discounts for Mercedes-Benz E350 insurance in Tulsa

Buying auto insurance is not cheap, but there could be significant discounts to help bring down the price. Most are applied at the time you complete a quote, but lesser-known reductions have to be requested specifically before you get the savings. If you are not receiving all the discounts available, you could be paying more than you need to.Save money with discounts

A little note about advertised discounts, many deductions do not apply to the entire cost. Most only cut the price of certain insurance coverages like liability, collision or medical payments. So when the math indicates it’s possible to get free car insurance, it’s just not the way it works. But all discounts will help reduce your overall premium however.

The diagram below illustrates the comparison of Mercedes-Benz E350 yearly insurance costs with and without discounts applied to the policy rates. The premiums are based on a male driver, no tickets, no at-fault accidents, Oklahoma state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, multi-car, safe-driver, marriage, homeowner, and claim-free discounts applied.

Some of the insurance companies who might offer these money-saving discounts include:

Before you buy a policy, ask each company or agent to give you their best rates. A few discounts might not be offered on policies in every state. If you would like to view providers with the best Mercedes-Benz E350 insurance discounts in Oklahoma, follow this link.

Insurance is not optional but you don’t have to overpay

Even though it can be expensive, paying for insurance is required in Oklahoma but also provides important benefits.

The benefits of insuring your car more than offset the price you pay, especially when you need to use it. According to a recent study, the average American driver is currently overpaying as much as $865 each year so smart consumers compare quotes once a year at a minimum to ensure rates are inline.

Oklahoma auto insurance company ratings

Insuring your vehicle with the top insurance company is difficult considering how many companies sell insurance in Oklahoma. The company rank data in the lists below could help you decide which auto insurers to look at when comparing rates.

Top 10 Tulsa Car Insurance Companies Overall

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

Comparing prices from local Tulsa insurance agents

Some people prefer to get professional advice from a licensed agent and that is a personal choice. One of the great benefits of comparing insurance online is that you can obtain the best rates but still work with a licensed agent. And buying from local agents is especially important in Tulsa.

Insurance agency in TulsaAfter completing this form (opens in new window), your insurance data is submitted to agents in your area who will give you quotes and help you find cheaper coverage. It’s much easier because you don’t need to even leave your home since price quotes are sent immediately to your email address. It’s the lowest rates without requiring a lot of work. If for some reason you want to get a rate quote from a specific insurance company, you would need to navigate to their website and fill out their quote form.

Finding the right company shouldn’t rely on just the bottom line cost. Before buying a policy in Tulsa, get answers to these questions.

If you get acceptable answers to your questions as well as a price you’re happy with, it’s possible that you found an provider that is professional and can properly insure your vehicles. But remember, once you purchase a policy you can terminate your policy at any time so never assume that you are permanently stuck with a specific agent for the full term.