Finding cheaper auto insurance for a Chevy Silverado in Oklahoma is dependent upon lots of different rating factors such as how many miles you drive each year, if you have a tendency to file claims, and if you have a history of accidents. Drivers in Oklahoma pay approximately $1,439 annually to insure their Silverado, but that price is using a 40-year-old single female driver with both comprehensive and collision coverage and $1,000 deductibles.
It’s highly likely you are not 40 years old and maybe not even female, married instead of single, and you want different coverage limits than the example. Even a minor difference in the factors used in pricing a policy may result in significant differences in the cost of insuring your Silverado.
Different coverage needs are the reason why the only way to find the most affordable coverage for your Chevrolet is to do the rate comparisons yourself. To start saving now, get free quotes and you will receive rate quotes from some of the best companies that insure vehicles in Oklahoma.
The specific trim level has an effect on the insurance rate, so the rate you will pay to insure a Silverado LS Regular Cab 2WD will cost $198 less than the cost to insure the higher-end Silverado Crew Cab Hybrid 4WD version, as shown in the prices below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Silverado LS Regular Cab 2WD||$180||$342||$658||$38||$198||$1,416||$118|
|Silverado LS Regular Cab 4WD||$180||$342||$584||$34||$174||$1,314||$110|
|Silverado LT Regular Cab 2WD||$206||$416||$658||$38||$198||$1,516||$126|
|Silverado LT Regular Cab||$206||$416||$658||$38||$198||$1,516||$126|
|Silverado LS Extended Cab 4WD||$206||$416||$584||$34||$174||$1,414||$118|
|Silverado LT Extended Cab 4WD||$206||$416||$584||$34||$174||$1,414||$118|
|Silverado LT Extended Cab 2WD||$206||$416||$658||$38||$198||$1,516||$126|
|Silverado LS Extended Cab 2WD||$206||$416||$658||$38||$198||$1,516||$126|
|Silverado LT Crew Cab 4WD||$232||$490||$584||$34||$174||$1,514||$126|
|Silverado LS Crew Cab 2WD||$232||$490||$658||$38||$198||$1,616||$135|
|Silverado LS Crew Cab 4WD||$232||$490||$584||$34||$174||$1,514||$126|
|Silverado LT Crew Cab 2WD||$232||$490||$658||$38||$198||$1,616||$135|
|Silverado LTZ Extended Cab 2WD||$232||$490||$658||$38||$198||$1,616||$135|
|Silverado LTZ Extended Cab 4WD||$232||$490||$584||$34||$174||$1,514||$126|
|Silverado LTZ Crew Cab 2WD||$232||$490||$658||$38||$198||$1,616||$135|
|Silverado LTZ Crew Cab 4WD||$232||$490||$584||$34||$174||$1,514||$126|
|Silverado Crew Cab Hybrid 2WD||$232||$564||$584||$34||$174||$1,588||$132|
|Silverado Crew Cab Hybrid 4WD||$258||$564||$584||$34||$174||$1,614||$135|
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Prices above based on single female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Oklahoma minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Rate information does not factor in specific location which can affect coverage rates considerably.
Finding a good quality car insurance provider is hard considering how many companies sell insurance in Tulsa. The company information shown next could help you choose which car insurance providers to look at when trying to find cheaper insurance for a Chevy Silverado.
These ratings are for the largest auto insurers in America, so companies with more of a regional focus are not taken into consideration for these rankings. To compare prices from these companies and more, click this link.
Top 10 Major Auto Insurance Companies in Tulsa Ranked by Customer Service
- Mercury Insurance
- Safeco Insurance
- AAA Insurance
- State Farm
- The Hartford
- The General
Types of discounts on Tulsa insurance
Car insurance companies that offer quotes for a Chevy Silverado may also provide premium discounts that could lower prices by 30% or more if you qualify for them. Large auto insurance companies and the discounts they provide are included below.
- State Farm has discounts for Drive Safe & Save, multiple autos, defensive driving training, Steer Clear safe driver discount, and good student.
- Nationwide may have discounts that include anti-theft, family plan, multi-policy, easy pay, accident-free, business or organization, and good student.
- GEICO may offer discounts for anti-theft, five-year accident-free, emergency military deployment, driver training, anti-lock brakes, military active duty, and air bags.
- AAA offers discounts for good driver, good student, multi-car, pay-in-full, and education and occupation.
- 21st Century offers premium reductions for student driver, automatic seat belts, 55 and older, driver training, teen driver, homeowners, and defensive driver.
- The Hartford offers discounts including anti-theft, vehicle fuel type, defensive driver, bundle, good student, driver training, and air bag.
The diagram below visualizes the comparison of yearly insurance costs with and without discounts applied to the policy rates. The prices are based on a male driver, no tickets, no at-fault accidents, Oklahoma state minimum liability limits, comprehensive and collision coverage, and $100 deductibles.
The first bar for each age group shows insurance cost with no discounts. The lower bar shows the rates with accident-free, vehicle safety, multiple vehicle, safe-driver, homeowner, and marriage discounts applied. When taking advantage of discounts, the average amount saved each year on auto insurance for a Chevy Silverado is 28% or $991.
Driving violations and accidents
The common sense way to earn good auto insurance rates in Tulsa for a Silverado pickup is to drive cautiously and not receive tickets or have accidents. The information below illustrates how violations and at-fault collisions influence yearly insurance costs for different age groups of insureds. The premium estimates are based on a single female driver, comp and collision included, $1,000 deductibles, and no other discounts are factored in.
The data in the chart shows the average cost of auto insurance in Oklahoma per year with no accidents or violations is $2,278. Get written up for two speeding tickets and the average cost surges to $3,031, an increase of $754 each year. Now add in one accident along with the two speeding tickets and the yearly cost of auto insurance for a Chevy Silverado goes up to an average of $3,802. That’s an increase of $1,524, or $127 per month, just for not being more responsible behind the wheel!
The auto insurance agents in Tulsa shown below are a good start to answer your questions and help you decide which coverages you need, as some drivers wish to get some help when shopping for the best coverage for a Chevy Silverado. It can be time-consuming to find the cheapest car insurance policy, so getting professional guidance from a licensed agent can provide comfort knowing your coverage gives you enough coverage when you need it. To find an auto insurance agency close to you, click the button at the bottom or click here to compare price quotes now.
- All American Insurance Agency
6145 E 21st St – Tulsa, OK 74114 – (918) 832-8823
- Janine Billings – State Farm Insurance Agent
4401 S Peoria Ave A – Tulsa, OK 74105 – (918) 747-9555
- Jim Campos – State Farm Insurance Agent
12802 E 31st St a – Tulsa, OK 74146 – (918) 622-4777
- Clarence Zitterkob – State Farm Insurance Agent
7820 E 101st St – Tulsa, OK 74133 – (918) 369-2000
How to find cheaper insurance for a Chevy Silverado
The list below details many money-saving solutions that can help drivers quote cheap coverage.
- Increase your credit score
- Lower rates by purchasing a safer vehicle
- On older vehicles, drop full coverage
- Accidents can significantly increase rates
- Increase your deductibles
- Do not get tickets
- Shop your coverage around for the best deal
The final tip is incredibly necessary, as we hit on in this piece. Coverage prices can change significantly in a year, so don’t hesitate to buy from a different company if a cheaper rate is available. Many drivers have brand loyalty and that’s fine, but is isn’t recommended if that stubbornness costs you potentially thousands of dollars a year. Spend a few minutes and compare prices and find cheaper insurance for a Chevy Silverado in Tulsa.