Ford Escape Insurance Rate Quotes in Tulsa

A recent survey discovered that most insurance buyers in Oklahoma have been with the same company for more than four years, and nearly the majority have never quoted rates to find affordable coverage. American drivers could save an average of approximately $859 each year by just shopping around, but they underestimate how much they could save if they switched.

Insurance for Ford EscapeReally, the only way to find more affordable car insurance rates is to compare prices regularly from insurers who sell auto insurance in Tulsa. You can compare rates by following these guidelines.

First, take a few minutes and learn about how car insurance works and the modifications you can make to prevent rate increases. Many risk factors that result in higher prices like at-fault accidents and poor credit rating can be remedied by paying attention to minor details. Keep reading for instructions to get better rates and find overlooked discounts.

Second, obtain price quotes from independent agents, exclusive agents, and direct companies. Exclusive agents and direct companies can give quotes from one company like Progressive or Allstate, while independent agencies can provide prices for a wide range of insurance providers.

Third, compare the price quotes to your current policy and determine if cheaper Escape coverage is available. If you find a lower rate and make a switch, make sure coverage is continuous and does not lapse.

Fourth, notify your current company of your intent to cancel your current policy and submit a down payment along with a signed application to the new company. Immediately upon receiving it, keep your new certificate verifying proof of insurance along with your vehicle registration.

A valuable tip to remember is that you use the same physical damage deductibles and liability limits on every quote request and and to get price quotes from as many auto insurance providers as possible. Doing this provides a fair price comparison and a thorough selection of prices.

Locating the best rates in Tulsa can be made easier if you know where to look. If you already have coverage, you stand a good chance to be able to find better prices using the techniques covered below. But Oklahoma consumers must know how insurance companies compete online because it varies considerably.

Low cost Ford Escape insurance prices in Tulsa, OK

All the larger car insurance companies give prices on the web. The process is pretty painless as you simply enter the amount of coverage you want as requested by the quote form. Behind the scenes, the company’s rating system will order your credit score and driving record and quotes a price determined by many factors.

Getting online rate quotes for Ford Escape insurance in Tulsa makes it easy to compare insurance prices and it is important to get many rate quotes if you want to get cheaper car insurance pricing.

If you want to fill out one form to compare multiple rates now, take a look at the companies shown below. If you have your current policy handy, we recommend that you enter coverages and limits identical to your current policy. Doing this guarantees you will have a fair comparison using the same coverage and limits.

The companies in the list below are ready to provide price quotes in Oklahoma. If multiple companies are listed, we recommend you visit two to three different companies in order to find the lowest rates.

You may qualify for discounts for Ford Escape insurance in Tulsa

Car insurance companies don’t necessarily list all discounts in a way that’s easy to find, so we break down some of the more common and also the more inconspicuous discounts that you may qualify for. If you are not receiving all the discounts possible, you’re just leaving money on the table.Cheaper insurance with discounts

As a disclaimer on discounts, some credits don’t apply to the overall cost of the policy. Some only reduce the cost of specific coverages such as liability, collision or medical payments. So even though they make it sound like you would end up receiving a 100% discount, insurance companies wouldn’t stay in business.

The chart below shows the comparison of Ford Escape insurance premiums with and without discounts. The price estimates are based on a female driver, no accidents or driving violations, Oklahoma state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, multi-car, claim-free, homeowner, multi-policy, and safe-driver discounts applied.

To see a list of insurance companies with discount rates in Tulsa, click here.

Rates and statistics

The premium table shown below highlights estimates of insurance premium costs for Ford Escape models. Learning more about how car insurance premiums are figured is important for making smart policy decisions.

Ford Escape Insurance Rates in Tulsa, OK
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escape XLS 2WD $384 $572 $500 $30 $150 $1,636 $136
Escape XLS 4WD $384 $572 $500 $30 $150 $1,636 $136
Escape XLT 2WD $384 $572 $500 $30 $150 $1,636 $136
Escape Limited 2WD $440 $572 $500 $30 $150 $1,692 $141
Escape XLT 4WD $440 $572 $500 $30 $150 $1,692 $141
Escape Limited 4WD $440 $698 $500 $30 $150 $1,818 $152
Get Your Own Custom Quote Go

Data rating is based on single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Oklahoma minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-policy, and multi-vehicle. Premium costs do not factor in specific zip code location which can lower or raise premiums substantially.

Choosing deductibles

When buying car insurance, a common question is which deductible level should you buy. The premium rates below can help you understand how much more rates are when you buy lower versus higher policy deductibles. The first rate quote example uses a $100 deductible for comp and collision and the second price grid uses a $1,000 deductible.

Ford Escape insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escape XLS 2WD $336 $572 $382 $22 $114 $1,451 $121
Escape XLS 4WD $336 $572 $382 $22 $114 $1,451 $121
Escape XLT 2WD $336 $572 $382 $22 $114 $1,451 $121
Escape Limited 2WD $386 $572 $382 $22 $114 $1,501 $125
Escape XLT 4WD $386 $572 $382 $22 $114 $1,501 $125
Escape Limited 4WD $386 $698 $382 $22 $114 $1,627 $136
Get Your Own Custom Quote Go

Ford Escape insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Escape XLS 2WD $186 $302 $382 $22 $114 $1,006 $84
Escape XLS 4WD $186 $302 $382 $22 $114 $1,006 $84
Escape XLT 2WD $186 $302 $382 $22 $114 $1,006 $84
Escape Limited 2WD $214 $302 $382 $22 $114 $1,034 $86
Escape XLT 4WD $214 $302 $382 $22 $114 $1,034 $86
Escape Limited 4WD $214 $368 $382 $22 $114 $1,100 $92
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Oklahoma minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Rate information does not factor in the specific area where the vehicle is garaged which can affect coverage prices noticeably.

Using the data above, we can ascertain that using a $100 deductible could cost the average driver approximately $39 more each month or $468 every year averaged for all Escape models than buying the higher $1,000 deductible. Due to the fact that you would have to pay $900 more if you turn in a claim with a $1,000 deductible as compared to a $100 deductible, if you tend to have more than 23 months between claim filings, you would most likely save money if you decide on a higher deductible.

How You Can Control Ford Escape Insurance Premiums

Many things are taken into consideration when pricing auto insurance. Some are obvious like a motor vehicle report, although some other factors are more obscure such as your marital status or how safe your car is.

Local Tulsa insurance agencies

A lot of people prefer to talk to an insurance agent and that is just fine! A good thing about comparing rate quotes online is you may find lower car insurance rates and also buy local.

Insurance agents in TulsaUpon completion of this simple form, the coverage information is sent to insurance agents in Tulsa who will give you quotes for your insurance coverage. It makes it easy because there is no need to contact any insurance agencies because quoted prices will be sent directly to your email. Get lower rates without having to waste a lot of time. If for some reason you want to get a price quote from a specific company, you would need to jump over to their website and complete a quote there.

Picking the best company should depend on more than just a cheap quote. Get answers to these questions too.

The following are Tulsa insurance companies that may be able to provide price quotes for Ford Escape insurance in Tulsa.

View more Tulsa agents

Cheaper car insurance is a realistic goal

Drivers leave their current company for many reasons like being labeled a high risk driver, policy non-renewal, poor customer service and unfair underwriting practices. It doesn’t matter why you want to switch switching companies is not as hard as you think.

In this article, we presented a lot of information how to reduce Ford Escape insurance premium rates online in Tulsa. The key concept to understand is the more companies you get prices for, the more likely it is that you will get a better rate. You may even be surprised to find that the biggest savings come from some of the lesser-known companies.

When shopping online for car insurance, it’s very important that you do not buy lower coverage limits just to save a few bucks. In many cases, someone sacrificed liability limits or collision coverage only to discover later that it was a big mistake. The aim is to find the BEST coverage for the lowest cost while still protecting your assets.

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